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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,781 | $167,352+51.6% | $143,788+76.5% | $134,509+88.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -14.29% | 0.47%-14.8pp | -0.03%-14.3pp | 418.13%-432.4pp |
| Employer contribution / active EE | $7,778 | $5,620+38.4% | $4,952+57.1% | $4,741+64.1% |
| Participant deferral / active EE | $6,242 | $6,447-3.2% | $5,638+10.7% | $6,400-2.5% |
| Admin fee / account holder | $19,648 | $18,091+8.6% | $14,675+33.9% | $11,427+71.9% |