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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,675 | $63,346-12.1% | $92,240-39.6% | $70,126-20.6% |
| Participation rate | 100.0% | 68.7%+31.3pp | 76.5%+23.5pp | 69.5%+30.5pp |
| Annual return | 12.45% | 530.19%-517.7pp | 176.29%-163.8pp | 73.15%-60.7pp |
| Employer contribution / active EE | $2,542 | $2,471+2.9% | $3,680-30.9% | $2,343+8.5% |
| Participant deferral / active EE | $4,764 | $2,854+66.9% | $3,897+22.2% | $3,332+43.0% |
| Admin fee / account holder | $7,570 | $3,841+97.1% | $5,194+45.7% | $4,645+62.9% |