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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,999 | $97,761-88.7% | $83,850-86.9% | $135,382-91.9% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -6.75% | 1287.44%-1294.2pp | 850.92%-857.7pp | 519.77%-526.5pp |
| Employer contribution / active EE | $2,125 | $4,222-49.7% | $3,631-41.5% | $4,779-55.5% |
| Participant deferral / active EE | $4,544 | $4,682-2.9% | $4,082+11.3% | $5,609-19.0% |
| Admin fee / account holder | $1,250 | $6,674-81.3% | $5,478-77.2% | $10,829-88.5% |