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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,103 | $95,188+213.2% | $76,518+289.6% | $135,379+120.2% |
| Participation rate | 100.0% | 74.4%+25.6pp | 68.0%+32.0pp | 82.6%+17.4pp |
| Annual return | -6.36% | 4.85%-11.2pp | -0.27%-6.1pp | 519.79%-526.2pp |
| Employer contribution / active EE | $0 | $3,303-100.0% | $2,647-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $4,388 | $4,640-5.4% | $3,836+14.4% | $5,609-21.8% |
| Admin fee / account holder | $753 | $6,249-87.9% | $4,849-84.5% | $10,828-93.0% |