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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,870 | $93,064+182.5% | $74,577+252.5% | $273,972-4.1% |
| Participation rate | 88.9% | 74.9%+13.9pp | 68.1%+20.8pp | 83.0%+5.9pp |
| Annual return | 6.28% | 26.18%-19.9pp | 20.47%-14.2pp | 41.46%-35.2pp |
| Employer contribution / active EE | $3,435 | $3,160+8.7% | $2,525+36.0% | $4,869-29.4% |
| Participant deferral / active EE | $6,427 | $4,160+54.5% | $3,458+85.9% | $5,287+21.6% |
| Admin fee / account holder | $3,441 | $5,273-34.7% | $4,138-16.8% | $10,133-66.0% |