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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,216 | $98,776+182.7% | $149,745+86.5% | $79,856+249.6% |
| Participation rate | 98.9% | 75.8%+23.1pp | 82.5%+16.4pp | 69.6%+29.2pp |
| Annual return | 14.94% | 27.38%-12.4pp | 276.72%-261.8pp | 31.71%-16.8pp |
| Employer contribution / active EE | $10,439 | $3,217+224.5% | $4,646+124.7% | $2,471+322.4% |
| Participant deferral / active EE | $13,617 | $5,681+139.7% | $6,843+99.0% | $3,741+264.0% |
| Admin fee / account holder | $14,118 | $6,053+133.3% | $9,312+51.6% | $5,306+166.1% |