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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,420 | $77,817+158.8% | $123,553+63.0% | $64,173+213.9% |
| Participation rate | 92.7% | 74.7%+18.0pp | 82.3%+10.4pp | 69.6%+23.1pp |
| Annual return | -6.61% | 12.49%-19.1pp | 119.21%-125.8pp | 7.63%-14.2pp |
| Employer contribution / active EE | $9,756 | $3,014+223.7% | $4,628+110.8% | $2,381+309.8% |
| Participant deferral / active EE | $11,778 | $5,240+124.8% | $6,426+83.3% | $3,470+239.5% |
| Admin fee / account holder | $13,077 | $5,519+136.9% | $9,284+40.9% | $4,887+167.6% |