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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,205 | $105,200+24.7% | $159,474-17.7% | $85,847+52.8% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 10.71% | 45.08%-34.4pp | 263.68%-253.0pp | 318.61%-307.9pp |
| Employer contribution / active EE | $3,099 | $3,319-6.6% | $4,831-35.8% | $2,565+20.8% |
| Participant deferral / active EE | $5,590 | $5,946-6.0% | $7,353-24.0% | $3,952+41.5% |
| Admin fee / account holder | $10,083 | $6,934+45.4% | $10,802-6.7% | $6,261+61.0% |