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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,901 | $98,776+34.5% | $149,745-11.2% | $79,856+66.4% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 10.31% | 27.38%-17.1pp | 276.72%-266.4pp | 31.71%-21.4pp |
| Employer contribution / active EE | $3,263 | $3,217+1.4% | $4,646-29.8% | $2,471+32.1% |
| Participant deferral / active EE | $6,092 | $5,681+7.2% | $6,843-11.0% | $3,741+62.8% |
| Admin fee / account holder | $4,877 | $6,053-19.4% | $9,312-47.6% | $5,306-8.1% |