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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,721 | $92,684-85.2% | $82,706-83.4% | $134,509-89.8% |
| Participation rate | 72.7% | 75.2%-2.5pp | 72.6%+0.2pp | 81.2%-8.5pp |
| Annual return | -26.30% | 945.84%-972.1pp | 701.76%-728.1pp | 418.13%-444.4pp |
| Employer contribution / active EE | $1,013 | $3,272-69.0% | $3,007-66.3% | $4,741-78.6% |
| Participant deferral / active EE | $1,224 | $4,800-74.5% | $4,394-72.1% | $6,400-80.9% |
| Admin fee / account holder | $2,111 | $5,982-64.7% | $5,329-60.4% | $11,427-81.5% |