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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,154 | $165,399-70.9% | $149,745-67.8% | $158,982-69.7% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 7.03% | 348.34%-341.3pp | 276.72%-269.7pp | 302.99%-296.0pp |
| Employer contribution / active EE | $10,058 | $5,105+97.0% | $4,646+116.5% | $4,763+111.2% |
| Participant deferral / active EE | $5,829 | $7,183-18.9% | $6,843-14.8% | $5,983-2.6% |
| Admin fee / account holder | $28,734 | $10,811+165.8% | $9,312+208.6% | $11,252+155.4% |