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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,060 | $135,956-56.6% | $123,894-52.3% | $273,972-78.4% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 2.81% | 56.63%-53.8pp | 47.52%-44.7pp | 41.46%-38.6pp |
| Employer contribution / active EE | $11,299 | $5,170+118.6% | $4,617+144.7% | $4,869+132.1% |
| Participant deferral / active EE | $9,126 | $6,343+43.9% | $5,984+52.5% | $5,287+72.6% |
| Admin fee / account holder | $3,732 | $9,817-62.0% | $8,357-55.3% | $10,133-63.2% |