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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,875 | $73,978+18.8% | $96,515-9.0% | $75,173+16.9% |
| Participation rate | 78.6% | 66.4%+12.1pp | 74.3%+4.2pp | 67.2%+11.4pp |
| Annual return | 15.94% | 26.72%-10.8pp | 35.73%-19.8pp | 160.72%-144.8pp |
| Employer contribution / active EE | $9,199 | $2,931+213.9% | $3,740+146.0% | $2,671+244.4% |
| Participant deferral / active EE | $7,637 | $3,660+108.6% | $4,880+56.5% | $4,126+85.1% |
| Admin fee / account holder | $3,544 | $5,219-32.1% | $6,735-47.4% | $5,651-37.3% |