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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,060 | $78,670+0.5% | $109,173-27.6% | $85,847-7.9% |
| Participation rate | 76.0% | 68.3%+7.7pp | 75.9%+0.1pp | 69.3%+6.7pp |
| Annual return | 19.99% | 25.09%-5.1pp | 25.75%-5.8pp | 318.61%-298.6pp |
| Employer contribution / active EE | $2,874 | $2,734+5.1% | $3,723-22.8% | $2,565+12.0% |
| Participant deferral / active EE | $4,788 | $3,467+38.1% | $4,654+2.9% | $3,952+21.2% |
| Admin fee / account holder | $3,497 | $5,469-36.1% | $6,755-48.2% | $6,261-44.1% |