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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,353 | $157,296-7.0% | $141,191+3.7% | $152,897-4.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 23.71% | 64.34%-40.6pp | 71.41%-47.7pp | 345.43%-321.7pp |
| Employer contribution / active EE | $13,142 | $5,262+149.7% | $4,736+177.5% | $4,764+175.9% |
| Participant deferral / active EE | $14,535 | $7,111+104.4% | $6,710+116.6% | $5,851+148.4% |
| Admin fee / account holder | $334 | $12,125-97.2% | $10,264-96.8% | $11,599-97.1% |