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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,733 | $127,387+34.8% | $115,038+49.3% | $125,389+37.0% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -7.66% | 31.28%-38.9pp | 26.14%-33.8pp | 282.24%-289.9pp |
| Employer contribution / active EE | $12,244 | $5,166+137.0% | $4,608+165.7% | $4,866+151.6% |
| Participant deferral / active EE | $3,401 | $6,423-47.1% | $6,026-43.6% | $5,352-36.5% |
| Admin fee / account holder | $8,055 | $9,516-15.4% | $8,175-1.5% | $9,541-15.6% |