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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $746,571 | $184,014+305.7% | $161,149+363.3% | $138,895+437.5% |
| Participation rate | 100.0% | 82.1%+17.9pp | 78.8%+21.2pp | 79.9%+20.1pp |
| Annual return | 13.74% | 21.52%-7.8pp | 21.16%-7.4pp | 145.39%-131.7pp |
| Employer contribution / active EE | $13,625 | $5,055+169.5% | $4,360+212.5% | $4,194+224.8% |
| Participant deferral / active EE | $12,181 | $6,909+76.3% | $6,153+98.0% | $6,396+90.4% |
| Admin fee / account holder | $7,166 | $18,027-60.2% | $15,194-52.8% | $12,562-43.0% |