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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,767 | $117,829-71.3% | $102,423-67.0% | $145,877-76.9% |
| Participation rate | 58.8% | 78.6%-19.8pp | 76.5%-17.7pp | 80.3%-21.5pp |
| Annual return | 9.15% | 31.83%-22.7pp | 29.42%-20.3pp | 551.28%-542.1pp |
| Employer contribution / active EE | $1,229 | $3,615-66.0% | $3,023-59.4% | $4,663-73.7% |
| Participant deferral / active EE | $1,976 | $5,732-65.5% | $5,054-60.9% | $6,691-70.5% |
| Admin fee / account holder | $5,749 | $13,335-56.9% | $9,455-39.2% | $13,402-57.1% |