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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,867 | $72,492+36.4% | $87,102+13.5% | $72,983+35.5% |
| Participation rate | 90.4% | 72.8%+17.6pp | 76.9%+13.5pp | 69.5%+20.9pp |
| Annual return | 9.77% | 24.46%-14.7pp | 28.19%-18.4pp | 81.01%-71.2pp |
| Employer contribution / active EE | $2,346 | $1,894+23.9% | $2,521-6.9% | $2,440-3.8% |
| Participant deferral / active EE | $3,583 | $3,270+9.6% | $4,048-11.5% | $3,608-0.7% |
| Admin fee / account holder | $3,356 | $5,055-33.6% | $7,491-55.2% | $5,124-34.5% |