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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,509 | $111,878-39.7% | $93,727-28.0% | $145,897-53.7% |
| Participation rate | 47.6% | 74.2%-26.6pp | 68.7%-21.1pp | 80.3%-32.7pp |
| Annual return | 15.60% | 204.28%-188.7pp | 133.83%-118.2pp | 552.29%-536.7pp |
| Employer contribution / active EE | $1,458 | $3,092-52.9% | $2,421-39.8% | $4,663-68.7% |
| Participant deferral / active EE | $3,426 | $4,920-30.4% | $4,417-22.4% | $6,689-48.8% |
| Admin fee / account holder | $740 | $10,256-92.8% | $8,292-91.1% | $13,390-94.5% |