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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,568 | $125,237-39.7% | $105,608-28.4% | $145,877-48.2% |
| Participation rate | 100.0% | 77.7%+22.3pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 23.28% | 225.76%-202.5pp | 116.50%-93.2pp | 551.28%-528.0pp |
| Employer contribution / active EE | $9,318 | $3,720+150.5% | $3,167+194.2% | $4,663+99.8% |
| Participant deferral / active EE | $7,883 | $5,711+38.0% | $5,010+57.3% | $6,691+17.8% |
| Admin fee / account holder | $688 | $17,287-96.0% | $11,028-93.8% | $13,402-94.9% |