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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,097 | $118,695-83.1% | $98,916-79.7% | $158,950-87.4% |
| Participation rate | 100.0% | 77.8%+22.2pp | 76.0%+24.0pp | 82.0%+18.0pp |
| Annual return | 25.46% | 372.39%-346.9pp | 196.45%-171.0pp | 302.91%-277.4pp |
| Employer contribution / active EE | $2,038 | $3,333-38.9% | $2,689-24.2% | $4,762-57.2% |
| Participant deferral / active EE | $6,187 | $5,088+21.6% | $4,245+45.7% | $5,983+3.4% |
| Admin fee / account holder | $784 | $10,132-92.3% | $6,642-88.2% | $11,248-93.0% |