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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,399 | $92,219-41.0% | $76,766-29.1% | $135,382-59.8% |
| Participation rate | 88.9% | 79.8%+9.1pp | 77.0%+11.9pp | 82.6%+6.2pp |
| Annual return | -6.73% | 5.46%-12.2pp | 2.43%-9.2pp | 519.77%-526.5pp |
| Employer contribution / active EE | $1,738 | $3,216-46.0% | $2,485-30.1% | $4,779-63.6% |
| Participant deferral / active EE | $3,277 | $4,508-27.3% | $3,851-14.9% | $5,609-41.6% |
| Admin fee / account holder | $734 | $10,749-93.2% | $6,675-89.0% | $10,829-93.2% |