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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,646 | $50,958-28.1% | $74,552-50.8% | $64,181-42.9% |
| Participation rate | 91.8% | 61.1%+30.7pp | 69.1%+22.6pp | 69.6%+22.2pp |
| Annual return | -5.01% | -1.86%-3.2pp | 32.53%-37.5pp | 7.63%-12.6pp |
| Employer contribution / active EE | $657 | $1,115-41.1% | $1,961-66.5% | $2,381-72.4% |
| Participant deferral / active EE | $2,594 | $2,301+12.7% | $3,108-16.5% | $3,470-25.2% |
| Admin fee / account holder | $1,601 | $4,223-62.1% | $5,060-68.4% | $4,887-67.2% |