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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,590 | $57,541+41.8% | $95,759-14.8% | $75,177+8.5% |
| Participation rate | 100.0% | 62.5%+37.5pp | 72.3%+27.7pp | 67.2%+32.8pp |
| Annual return | 17.57% | 34.93%-17.4pp | 28.42%-10.8pp | 160.75%-143.2pp |
| Employer contribution / active EE | $9,149 | $1,808+406.1% | $2,836+222.6% | $2,671+242.5% |
| Participant deferral / active EE | $4,063 | $3,074+32.2% | $4,244-4.2% | $4,126-1.5% |
| Admin fee / account holder | $754 | $4,099-81.6% | $5,678-86.7% | $5,651-86.7% |