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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,930 | $53,596-18.0% | $90,657-51.5% | $64,173-31.5% |
| Participation rate | 94.3% | 64.5%+29.8pp | 74.0%+20.3pp | 69.6%+24.7pp |
| Annual return | -9.49% | 4.41%-13.9pp | 1.89%-11.4pp | 7.63%-17.1pp |
| Employer contribution / active EE | $3,506 | $1,503+133.3% | $2,532+38.5% | $2,381+47.2% |
| Participant deferral / active EE | $2,756 | $2,459+12.1% | $3,424-19.5% | $3,470-20.6% |
| Admin fee / account holder | $462 | $3,868-88.1% | $4,994-90.8% | $4,887-90.6% |