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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,304 | $110,337+135.9% | $102,383+154.2% | $145,877+78.4% |
| Participation rate | 94.1% | 77.9%+16.2pp | 74.5%+19.6pp | 80.3%+13.8pp |
| Annual return | 13.56% | 24.83%-11.3pp | 24.94%-11.4pp | 551.28%-537.7pp |
| Employer contribution / active EE | $5,250 | $4,216+24.5% | $3,870+35.7% | $4,663+12.6% |
| Participant deferral / active EE | $12,355 | $5,621+119.8% | $5,060+144.2% | $6,691+84.7% |
| Admin fee / account holder | $12,563 | $9,750+28.9% | $8,391+49.7% | $13,402-6.3% |