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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,304 | $111,814+132.8% | $103,374+151.8% | $145,959+78.3% |
| Participation rate | 94.1% | 77.9%+16.2pp | 74.5%+19.6pp | 80.3%+13.8pp |
| Annual return | 13.56% | 24.77%-11.2pp | 24.89%-11.3pp | 561.95%-548.4pp |
| Employer contribution / active EE | $5,250 | $4,214+24.6% | $3,869+35.7% | $4,661+12.6% |
| Participant deferral / active EE | $12,355 | $5,618+119.9% | $5,058+144.3% | $6,689+84.7% |
| Admin fee / account holder | $12,563 | $9,754+28.8% | $8,394+49.7% | $13,398-6.2% |