Filed May 7, 2007 (most recent of 2 filings on file)
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $8,607 |
MORGAN STANLEY SMITH BARNEY2 years Filed as: MORGAN STANLEY Service code 27 · EIN 11-3658445 | Advisory (Plan) | $7,000 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,932 | $84,556-19.7% | $116,228-41.6% | $74,304-8.6% |
| Participation rate | 49.8% | 66.0%-16.3pp | 74.6%-24.8pp | 60.3%-10.6pp |
| Annual return | 11.68% | 18.35%-6.7pp | 90.06%-78.4pp | 29.43%-17.8pp |
| Employer contribution / active EE | $861 | $2,168-60.3% | $2,994-71.2% | $2,241-61.6% |
| Participant deferral / active EE | $2,469 | $3,814-35.3% | $4,953-50.1% | $3,767-34.5% |
| Admin fee / account holder | $136 | $3,792-96.4% | $11,989-98.9% | $2,969-95.4% |