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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,003 | $60,128+94.6% | $90,440+29.4% | $79,852+46.5% |
| Participation rate | 74.3% | 65.0%+9.3pp | 72.7%+1.6pp | 69.6%+4.6pp |
| Annual return | 14.25% | 71.95%-57.7pp | 1294.38%-1280.1pp | 31.72%-17.5pp |
| Employer contribution / active EE | $400 | $2,068-80.7% | $3,263-87.7% | $2,471-83.8% |
| Participant deferral / active EE | $3,883 | $2,939+32.1% | $3,964-2.0% | $3,740+3.8% |
| Admin fee / account holder | $10,243 | $3,977+157.5% | $5,615+82.4% | $5,306+93.0% |