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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,341 | $148,623-43.3% | $135,974-38.0% | $139,466-39.5% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 5.48% | 79.30%-73.8pp | 68.30%-62.8pp | 373.66%-368.2pp |
| Employer contribution / active EE | $8,224 | $5,246+56.7% | $4,859+69.2% | $4,754+73.0% |
| Participant deferral / active EE | $5,210 | $8,103-35.7% | $7,760-32.9% | $6,712-22.4% |
| Admin fee / account holder | $3,475 | $12,406-72.0% | $10,767-67.7% | $11,409-69.5% |