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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,640 | $165,399-44.6% | $149,745-38.8% | $158,982-42.4% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 5.82% | 348.34%-342.5pp | 276.72%-270.9pp | 302.99%-297.2pp |
| Employer contribution / active EE | $7,720 | $5,105+51.2% | $4,646+66.2% | $4,763+62.1% |
| Participant deferral / active EE | $5,682 | $7,183-20.9% | $6,843-17.0% | $5,983-5.0% |
| Admin fee / account holder | $4,679 | $10,811-56.7% | $9,312-49.7% | $11,252-58.4% |