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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,836 | $162,136-24.2% | $152,301-19.3% | $154,746-20.6% |
| Participation rate | 95.0% | 84.1%+10.9pp | 82.4%+12.6pp | 80.7%+14.3pp |
| Annual return | 7.01% | 91.02%-84.0pp | 80.50%-73.5pp | 172.34%-165.3pp |
| Employer contribution / active EE | $6,915 | $4,890+41.4% | $4,624+49.5% | $4,379+57.9% |
| Participant deferral / active EE | $3,907 | $8,341-53.2% | $8,004-51.2% | $6,730-42.0% |
| Admin fee / account holder | $3,278 | $15,759-79.2% | $14,398-77.2% | $14,365-77.2% |