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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,836 | $154,228-20.4% | $145,433-15.5% | $137,256-10.5% |
| Participation rate | 95.0% | 83.8%+11.2pp | 82.1%+12.9pp | 80.0%+15.0pp |
| Annual return | 7.01% | 74.59%-67.6pp | 66.58%-59.6pp | 220.34%-213.3pp |
| Employer contribution / active EE | $6,915 | $4,804+44.0% | $4,554+51.8% | $4,156+66.4% |
| Participant deferral / active EE | $3,907 | $8,216-52.5% | $7,897-50.5% | $6,407-39.0% |
| Admin fee / account holder | $3,278 | $14,344-77.1% | $13,129-75.0% | $12,270-73.3% |