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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,164 | $78,694+22.2% | $67,652+42.1% | $125,389-23.3% |
| Participation rate | 81.3% | 78.8%+2.4pp | 75.7%+5.6pp | 83.2%-1.9pp |
| Annual return | -1.75% | 9.46%-11.2pp | 6625.40%-6627.1pp | 282.24%-284.0pp |
| Employer contribution / active EE | $436 | $3,044-85.7% | $2,266-80.8% | $4,866-91.1% |
| Participant deferral / active EE | $3,977 | $4,292-7.3% | $3,560+11.7% | $5,352-25.7% |
| Admin fee / account holder | $3,293 | $7,403-55.5% | $4,821-31.7% | $9,541-65.5% |