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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,552 | $228,317-6.0% | $185,808+15.5% | $158,931+35.0% |
| Participation rate | 66.7% | 82.3%-15.6pp | 78.0%-11.4pp | 82.0%-15.3pp |
| Annual return | 16.37% | 40.81%-24.4pp | 35.95%-19.6pp | 302.86%-286.5pp |
| Employer contribution / active EE | $1,887 | $4,964-62.0% | $4,086-53.8% | $4,761-60.4% |
| Participant deferral / active EE | $7,461 | $6,415+16.3% | $5,632+32.5% | $5,982+24.7% |
| Admin fee / account holder | $245 | $11,865-97.9% | $9,501-97.4% | $11,247-97.8% |