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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,130 | $175,259+51.8% | $149,723+77.7% | $139,487+90.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 36.57% | 166.82%-130.3pp | 134.50%-97.9pp | 373.84%-337.3pp |
| Employer contribution / active EE | $1,036 | $5,478-81.1% | $4,821-78.5% | $4,755-78.2% |
| Participant deferral / active EE | $9,504 | $6,522+45.7% | $5,682+67.2% | $6,713+41.6% |
| Admin fee / account holder | $20,251 | $16,158+25.3% | $13,215+53.2% | $11,407+77.5% |