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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,753 | $217,432+49.4% | $185,851+74.7% | $167,553+93.8% |
| Participation rate | 75.0% | 86.1%-11.1pp | 81.7%-6.7pp | 82.1%-7.1pp |
| Annual return | 13.29% | 148.43%-135.1pp | 122.11%-108.8pp | 478.89%-465.6pp |
| Employer contribution / active EE | $492 | $5,874-91.6% | $5,168-90.5% | $4,840-89.8% |
| Participant deferral / active EE | $7,191 | $6,357+13.1% | $5,569+29.1% | $6,343+13.4% |
| Admin fee / account holder | $693 | $19,820-96.5% | $16,245-95.7% | $12,316-94.4% |