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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,368 | $81,457+65.0% | $103,378+30.0% | $80,911+66.1% |
| Participation rate | 62.1% | 66.8%-4.8pp | 74.5%-12.4pp | 67.6%-5.6pp |
| Annual return | 12.75% | 25.58%-12.8pp | 24.91%-12.2pp | 35.63%-22.9pp |
| Employer contribution / active EE | $7,590 | $3,107+144.3% | $3,870+96.1% | $2,756+175.4% |
| Participant deferral / active EE | $2,525 | $3,871-34.8% | $5,058-50.1% | $4,297-41.2% |
| Admin fee / account holder | $39,933 | $6,717+494.5% | $8,401+375.4% | $6,935+475.9% |