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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,085 | $114,119-48.2% | $107,187-44.9% | $138,895-57.5% |
| Participation rate | 73.3% | 78.1%-4.7pp | 75.0%-1.7pp | 79.9%-6.6pp |
| Annual return | 15.83% | 273.21%-257.4pp | 204.55%-188.7pp | 145.39%-129.6pp |
| Employer contribution / active EE | $0 | $4,059-100.0% | $3,782-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $2,620 | $5,538-52.7% | $5,096-48.6% | $6,396-59.0% |
| Admin fee / account holder | $20,946 | $10,024+109.0% | $9,162+128.6% | $12,562+66.7% |