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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,189 | $107,363-58.8% | $92,909-52.4% | $152,897-71.1% |
| Participation rate | 86.7% | 79.8%+6.9pp | 76.0%+10.7pp | 82.5%+4.2pp |
| Annual return | 17.80% | 145.63%-127.8pp | 109.44%-91.6pp | 345.43%-327.6pp |
| Employer contribution / active EE | $0 | $4,222-100.0% | $3,653-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $4,341 | $4,848-10.5% | $4,238+2.4% | $5,851-25.8% |
| Admin fee / account holder | $947 | $7,082-86.6% | $5,795-83.7% | $11,599-91.8% |