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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,229 | $56,197+87.3% | $67,652+55.5% | $59,633+76.5% |
| Participation rate | 66.7% | 71.5%-4.8pp | 75.7%-9.0pp | 68.7%-2.0pp |
| Annual return | -0.09% | 18508.10%-18508.2pp | 6625.40%-6625.5pp | 2041.45%-2041.5pp |
| Employer contribution / active EE | $2,443 | $1,615+51.3% | $2,266+7.8% | $2,203+10.9% |
| Participant deferral / active EE | $4,142 | $2,844+45.7% | $3,560+16.4% | $3,192+29.8% |
| Admin fee / account holder | $17,923 | $3,958+352.8% | $4,821+271.8% | $4,297+317.1% |