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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,239 | $114,119-75.3% | $107,187-73.7% | $138,895-79.7% |
| Participation rate | 81.3% | 78.1%+3.2pp | 75.0%+6.2pp | 79.9%+1.3pp |
| Annual return | 14.29% | 273.21%-258.9pp | 204.55%-190.3pp | 145.39%-131.1pp |
| Employer contribution / active EE | $1,064 | $4,059-73.8% | $3,782-71.9% | $4,194-74.6% |
| Participant deferral / active EE | $1,702 | $5,538-69.3% | $5,096-66.6% | $6,396-73.4% |
| Admin fee / account holder | $2,738 | $10,024-72.7% | $9,162-70.1% | $12,562-78.2% |