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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,794 | $64,909+89.2% | $82,312+49.2% | $62,293+97.1% |
| Participation rate | 100.0% | 74.9%+25.1pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 11.13% | 21.18%-10.1pp | 25.88%-14.7pp | 28.90%-17.8pp |
| Employer contribution / active EE | $4,509 | $1,676+169.1% | $2,428+85.7% | $2,042+120.8% |
| Participant deferral / active EE | $6,948 | $3,103+123.9% | $3,706+87.5% | $3,169+119.2% |
| Admin fee / account holder | $2,099 | $440+377.5% | $5,608-62.6% | $479+337.9% |