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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,145 | $60,165+124.6% | $74,184+82.2% | $55,167+145.0% |
| Participation rate | 100.0% | 74.2%+25.8pp | 76.6%+23.4pp | 69.0%+31.0pp |
| Annual return | 0.70% | 10.00%-9.3pp | 17.74%-17.0pp | 169.23%-168.5pp |
| Employer contribution / active EE | $5,248 | $1,600+228.1% | $2,370+121.4% | $1,963+167.4% |
| Participant deferral / active EE | $8,327 | $2,973+180.1% | $3,550+134.6% | $3,054+172.6% |
| Admin fee / account holder | $13,551 | $419+3131.9% | $5,586+142.6% | $504+2589.3% |