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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,551 | $99,345-82.3% | $84,753-79.3% | $273,972-93.6% |
| Participation rate | 95.8% | 80.7%+15.1pp | 76.6%+19.2pp | 83.0%+12.8pp |
| Annual return | 10.72% | 22.93%-12.2pp | 22.78%-12.1pp | 41.46%-30.7pp |
| Employer contribution / active EE | $2,468 | $4,214-41.4% | $3,574-31.0% | $4,869-49.3% |
| Participant deferral / active EE | $75 | $4,270-98.2% | $3,712-98.0% | $5,287-98.6% |
| Admin fee / account holder | $4,309 | $6,645-35.2% | $5,333-19.2% | $10,133-57.5% |