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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,878 | $27,936-93.3% | $58,561-96.8% | $75,173-97.5% |
| Participation rate | 58.1% | 38.8%+19.2pp | 50.9%+7.2pp | 67.2%-9.1pp |
| Annual return | 2758.51% | 44.21%+2714.3pp | 4251.33%-1492.8pp | 160.72%+2597.8pp |
| Employer contribution / active EE | $0 | $670-100.0% | $1,053-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $1,004 | $1,202-16.5% | $1,923-47.8% | $4,126-75.7% |
| Admin fee / account holder | $4 | $1,727-99.8% | $2,520-99.9% | $5,651-99.9% |