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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,354 | $73,955+266.9% | $96,520+181.1% | $75,181+260.9% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 7.97% | 26.72%-18.7pp | 35.72%-27.7pp | 160.69%-152.7pp |
| Employer contribution / active EE | $7,331 | $2,930+150.2% | $3,739+96.1% | $2,671+174.5% |
| Participant deferral / active EE | $8,899 | $3,659+143.2% | $4,879+82.4% | $4,126+115.7% |
| Admin fee / account holder | $2,963 | $5,217-43.2% | $6,733-56.0% | $5,650-47.6% |