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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,759 | $107,363-52.7% | $92,909-45.4% | $152,897-66.8% |
| Participation rate | 87.5% | 79.8%+7.7pp | 76.0%+11.5pp | 82.5%+5.0pp |
| Annual return | 27.30% | 145.63%-118.3pp | 109.44%-82.1pp | 345.43%-318.1pp |
| Employer contribution / active EE | $2,205 | $4,222-47.8% | $3,653-39.6% | $4,764-53.7% |
| Participant deferral / active EE | $8,763 | $4,848+80.8% | $4,238+106.8% | $5,851+49.8% |
| Admin fee / account holder | $1,729 | $7,082-75.6% | $5,795-70.2% | $11,599-85.1% |