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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,960 | $63,342+70.4% | $92,236+17.0% | $70,131+53.9% |
| Participation rate | 100.0% | 68.7%+31.3pp | 76.5%+23.5pp | 69.5%+30.5pp |
| Annual return | 18.65% | 530.15%-511.5pp | 176.29%-157.6pp | 73.14%-54.5pp |
| Employer contribution / active EE | $3,567 | $2,471+44.3% | $3,679-3.1% | $2,342+52.3% |
| Participant deferral / active EE | $1,493 | $2,854-47.7% | $3,897-61.7% | $3,332-55.2% |
| Admin fee / account holder | $3,628 | $3,840-5.5% | $5,194-30.1% | $4,645-21.9% |