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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $344,025 | $106,524+223.0% | $152,301+125.9% | $87,485+293.2% |
| Participation rate | 96.3% | 75.8%+20.5pp | 82.4%+13.8pp | 68.9%+27.4pp |
| Annual return | 14.16% | 26.89%-12.7pp | 80.50%-66.3pp | 26.06%-11.9pp |
| Employer contribution / active EE | $8,958 | $3,371+165.7% | $4,624+93.7% | $2,596+245.1% |
| Participant deferral / active EE | $13,942 | $6,525+113.7% | $8,004+74.2% | $4,274+226.2% |
| Admin fee / account holder | $32,760 | $8,287+295.3% | $14,398+127.5% | $7,775+321.4% |