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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,150 | $95,453+10.2% | $112,040-6.1% | $82,448+27.5% |
| Participation rate | 94.8% | 72.8%+22.0pp | 76.5%+18.3pp | 68.1%+26.7pp |
| Annual return | 10.45% | 23.92%-13.5pp | 24.52%-14.1pp | 41.64%-31.2pp |
| Employer contribution / active EE | $2,307 | $2,318-0.5% | $2,954-21.9% | $2,551-9.6% |
| Participant deferral / active EE | $4,064 | $4,224-3.8% | $5,098-20.3% | $4,139-1.8% |
| Admin fee / account holder | $925 | $9,013-89.7% | $12,098-92.4% | $7,234-87.2% |